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Stick the boot in further and take it to Number 10.. Barclays FIRSTPLUS must start to treat its customers fairly and reduce those interest rates.. the customers should not have to pay for the overpaid bankers and staff who have made mistakes that has brought the company to near insolvency.. irresponsible lending and now the clawback of THOUSANDS of mis-sold PPI.. Barclays FIRSTPLUS must reap what it has sowed but at its expense not ours!!!

http://petitions.number10.gov.uk/FirstPlusRates/

Have you got the FIRSTPLUS blues?  Tried talking to them and it felt like your banging your head off a wall? Welcome to the life of a FIRSTPLUS Customer.

If you like many of us have recieved that dreaded "Final Response" then its time for you to make your Final Stand.  Sue Them.. yes take them into litigation and expose the failings of FIRSTPLUS, If you have or have had a PPI policy from FIRSTPLUS paid off or not then you could have a claim.  We have teamed up with a firm of Solicitors who are willing to take on your case No Win No Fee.. no upfront costs or percentage of compensation.

EVEN if the FOS turn you down, then we can help.  Join the campaign for fairer terms against Barclays FIRSTPLUS.

If you have been refused that "Savings Plan" payout after 5 years due to missed payments, then its time to SUE them.. Litigate Litigate and then Litigate Some More.  We are here to help.

If you asked FIRSTPLUS for a Subject Access Request and they witheld information or the information was not clear, such as missing calls or unexplained abbreviations then you guessed it SUE them.. By not providing you with information that pertains to you or your account in a readible and understandable format FIRSTPLUS are in breach of UK and European Data Protection Laws.. The Firstplus Data Controller can be found in contempt and may even serve some Jail Time.. Its Time for you the People to stand up and fight.. 

If you dont know what to do or just want to find out what options you have then come join the Forum, where members and informants share the information.

Don't think yourself a fool for listening to the rants of One Carol Vorderman and believing that a Firstplus Loan was the "intelligent solution" she was paid a bunch of cash to say it.  We show you the excessive profits made, did you know that if you used a Broker then you are likely to be on a higher interest rate?  according to the latest Financial Accounts posted by Firstplus, Payments paid to brokers are considered to be an integral part in the interest rate calculation!!!

Where you aware that if you took out a £60,000 loan the broker could have got £6000 and over as a kickback.. were you told that the broker was getting paid that? if not then the Lender and the Broker could be in breach of its Fiduciary Duty under the law of Agency and therefore it may be possible that FRAUD was committed.

Where you aware that the Payment Protection Policy could have cost LESS than half of what you were charged.. It is estimated that Lenders take upto 70% of the premium as PROFIT...

Now its time you started asking some questions....

According to a recent news story a couple who took out a £100,000 loan have been awarded £27,000 compensation as the insurance has been rendered useless.

UK lenders Firstplus were forced to arrange the large payout by the Financial Ombudsman Services after a full investigation into the policy was made.

The couple had initially taken out a £100,000 consolidation loan, and were then effectively hoodwinked into taking out a Payment Protection Insurance (PPI) under the advice that it was compulsory when it was purely optional.

This added cover would in effect mean that the couple would have to fork out £155,000 in reapyments, including a cover which they did not need or want. This is just the latest in a long line of complaints over the controversial PPI plans.

The woman said: "There was a real possibility that we could lose our home. We were worried sick about the debts and I am appalled by our experience of the financial services industry."

She added, "The banks are desperate to throw money at you but then bamboozle you over the phone and skirt around important issues at a time when you're in a horrendous situation and need their help."

Sally Bowyer, managing director of BrunelFranklin, said: "The figures involved in this particular case are frightening and the insurance would have ended up costing a total of £55,000, more than half the amount of the top-up loan.

"The conditions were not explained and this mis-sale only exacerbated this couple's already serious money problems."

Firstplus have been offering Customers who complain about PPI something called the 78% Enhanced Rebate or what we like to call "Hush Money".  If you have complained to FIRSTPLUS and been offered this as a "Goodwill Gesture" then it is entirely possible that there is an issue with the way in which you were sold PPI.  Firstplus will inform you that this offer is without any admission of liability and they will close the letter with "This communication should be viewed as our final response".. Yeah Right.. this translates to Take it Or Leave it, however those who have left it and pursued the matter directly with the FOS have been awarded the all payments paid refunded plus statutory interest and in some cases £500 in compensation, but more importantly the loan has been reset to a position had you not of taken out the PPI, which in real terms could mean THOUSANDS in interest..

Dont be foooled by these offers, if FIRSTPLUS believed that you did not have a case they would simply tell you that, but we all know that PPI has been mis-sold in the millions, why else would the OFT and the FSA banned the sale of such an unfair waste of money, that serves to only truly benefit the pockets of the sellers.

STAND UP AND DEMAND WHAT IS RIGHTFULLY YOURS.